Bespoke Insurance Solutions
More than 28% of our total assets are managed for insurance companies. We work closely with organisations to put in place solutions that are compliant with regulatory and economic changes. Drawing on 25 years of experience and business insight we’ve developed an integrated platform to support the specific requirements of our insurance companies1.
Tailored service and customised product development
01 | Our research department at your service
Analysing new sectors, reviewing regulatory changes, assessing risk management: our in-house research teams provide constant analysis and feedback about issues of interest and importance to the insurance industry. You can also commission specific research on request.
02 | Customised investment solutions
Our investment solutions, including ALM/LDI, are designed around the accounting and liability constraints of insurance companies. They aim to meet risk-adjusted return objectives and are built using a core satellite approach within a strong risk-monitoring framework.
ALM: Asset and Liability Management
LDI: Liability Driven Investment
03 | Tailored risk management and reporting tools
In the heart of Europe, we are particularly well-versed in the requirements and implications of Solvency II. With an independent risk management department, risk monitoring, performance measurement, front office reports, consolidation of exposures and risks: we provide tailor-made services to help our insurance clients comply with regulatory requirements.
Why Amundi?
| Fixed Income Experts |
Centralised and integrated investment platform |
In-house tool to calculate Market SCR |
An integrated and centralized investment platform
Information given for illustrative purposes only, may be changed without prior notice.
Solvency II – your tailor-made solution
Solvency II is a pivotal issue for insurers and asset managers alike. At Amundi, our teams are set up to address the three key areas, or pillars, of Solvency II. Our goal: to provide insurers with dedicated services, from look-through reporting to investment solutions under insurance constraints.
Reporting
- Look-through for funds and mandates: up to the third level if necessary for the funds managed by Amundi. Regarding the funds managed by third-party asset managers, look-through is subject to the collection of the required data and authorisation
- Enriched market data: enriched line-by-line inventory in Ampère/TPT* with or without CQS**, according to the client’s choice. This inventory can also include global Gross Market SCR*** as calculated by Amundi
Investment solutions under insurance constraints
- Portfolios and asset allocation analysis and monitoring, in accordance with Solvency II requirements
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Construction of solutions that decrease regulatory capital usage within the strategies
* TPT : Tri Partite Template.
** CQS : Credit Quality Steps.
*** Solvency Capital Requirement
In order to gain access to CQS and ratings data, we recommend our clients sign appropriate licenses with the rating agencies of their choice among which Amundi has signed: Standard & Poor’s, Moddy’s and Fitch.
Our analysis of Solvency II
Discover our latest research papers on Solvency II.
Our analysis on IFRS
Amundi’s Insurance Solutions Engineering team shares its views on the impacts of the implementation of IFRS 17 & IFRS 9.
| IFRS Letter - March 2020 |
IFRS Letter - July 2019 |
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1 - Source: Amundi, as of June 30, 2020.
This information is exclusively intended for “Professional” investors within the meaning of the MiFID Directive 2004/39/EC of 21 April 2004, and articles 314-4 and following of the General Regulations of the AMF. It is not intended for the general public or for non-professional individual investors within the meaning of all local regulations, or for “US Persons”, as defined in the Securities and Exchange Commission’s “Regulation S” under the 1933 U.S. Securities Act.
This non-contractual information does not under any circumstances constitute an offer to buy, a solicitation to sell, or advice to invest in financial instruments of Amundi or one of its affiliates (“Amundi”).
Investing involves risks. The performance of the strategies is not guaranteed. In addition, past performance is not in any way a guarantee or a reliable indicator of current or future performance. Investors may lose all or part of the capital originally invested.
Potential investors are encouraged to consult a professional adviser in order to determine whether such an investment is suitable for their profile and must not base their investment decisions solely on the information contained in this document.
There is no guarantee that ESG considerations will enhance a fund’s investment strategy or performance.
Amundi assumes no liability, either direct or indirect, resulting from the use of any of the information contained in this document, and shall not under any circumstances be held liable for any decisions taken on the basis of this information. This information may not be copied, reproduced, modified, translated or distributed, without the prior written approval of Amundi, for any third person or entity in any country or jurisdiction which would subject Amundi or any of its products to any registration requirements within these jurisdictions or where this might be considered unlawful.
This information is provided to you based on sources that Amundi considers to be reliable, and it may be modified without prior warning.